Computer Gossip

I think I’m going to buy a copy for one of my other sisters as well. Again I can’t say enough about how good this package is. It also gives you more control over what transactions are imported. My bank overdraft fees were signaling poor record keeping but I wanted more than a Quicken check register – I wanted to easily track my savings goals without resorting to cash envelopes!

I’ll just make a few points and give my take on a few common criticisms which in my opinion are overblown. As such, some people complain that it is that it is “like balancing a checkbox 24×7″. I no longer have to worry about whether a check I’ve written will get to the bank before my paycheck does! No more late payments, no more late fees!

Using the program as it was designed requires a change of focus from the dollars you have in your bank account to the dollars you have in your budget categories. This sounded a bit weird at first as I was used to frantically checking bank account balances to make sure we weren’t about to overdraw, but once you start living within your budget categories the bank account balances take care of themselves. I even tried putting cash in envelopes with various labels, but that idea was quickly foiled because I use my debit card or online bill pay nearly everything. YNAB was a breath of fresh air; I was able to get it up and going in a matter of minutes.

I was willing to give up some of the quicken features like investment tracking, and extensive reporting, for good budgeting. I design user interfaces, and I find the interface to this very well thought-out, and easy to use. While that’s too much for me, there will be some who won’t be bothered by it. I’d recommend to the software designers fewer fancy graphics effects and more text-based reports. I simply set up more “fields” to track the money in that fashion instead of by “payee”. If you are new to budgeting or a veteran looking for something to make your life easier, this software is fantastic.

As things turned out, she was entitled to six months’ severance pay under the terms of a merger agreement when her company was bought out. In addition, she found a new job with a 30% pay increase within two weeks of her severance date.

I have saved much more money using it. It is well worth the $39.95.

There was not a steep learning curve like I’ve experienced with other software programs that I spent hours and hours setting up only to be completely burned out and baffled afterward and give it all up. This program really teaches you how to budget and provides accountability. I think it’s a great program, with solid concepts. It almost feels like it’s been programmed in (god forbid) Visual Basic or something. The success of YNAB is in its approach (the 4 rules, which are key to its success) and the customer service (which is pretty much unrivaled in my experience). And there’s a pretty fabulous forum community as well (shout out to all my fellow YNAB users). I got YNAB Pro, paid my one-time fee and I was up and running. I love the “buffer” concept, something D.R did not have.

While other employees at my office are rushing to the bank immediately after getting their checks, I can relax and deposit it the next week if I want to. WHITE CONTEMPORARY COFFEE TABLE.

The worst part is that I have wasted so much time so far with this product that I now have no trust for. I was happily downloading the data from my bank into Quicken and I noticed that a transaction or two were missing. In the end, I was able to do a clean install of Quicken 2011 on another computer, convert the file there, and then migrate it over to my primary computer. Since I have installed the program, I’ve found that several features I really liked, including single button action to reconcile an individual account or to download online transactions are now all hidden in a drop-down menu.

Questions on the Quicken forums are answered to the best of their ability but it hasn’t got me any closer to success. I’ve actually given up on tracking my investments actively, excited though I was to have a tool that should be able to help me. Bank of America is going over to a new system most likely by the end of the year, which will make the download feature of their accounts work better (at least so they say). All in all: If it all would have worked seamlessly I would have given it a five, but given the problems I’m having I’m only giving a 3. While impressed with the updates I’ve seen on 2011, Intuit has created an environment where bug fixes are miraculous and rare.

This is my semi-annual purchase/upgrade of H&B. It does the job well for my small business and keeps the tax categories somewhat straight. So in these cases, if your banks are already supported and you don’t use auto-categorization, then these enhancements are irrelevant. However, if you download transactions from your banking and investment institutions, the download window does not show up when you are in this mode, so you will be forced to continue using the individual account registers anyway.

So basically, Farms are not considered Businesses, according to Intuit. Tech support tried to tell me that they follow IRS rules, but considering that Schedule F is a standard IRS form for Farm Expenses, I had a hard time swallowing that pill. It has been a very frustrating experience. Many of the issues I mention are list on the Quicken live forums. I have been using Microsoft Money 2007 since, well, the end of 2006/beginning of 2007. The Money software was always reliable if not a little clunky.

So, instead of perhaps tweaking any minor issues they may have had with it, they chose to just throw the baby out with the bath water. I’m utterly amazed. I could understand if the banks changed their formats of file protocols and Quicken didn’t create a patch for older software to accommodate, which is just regular changes that happen! But to take a perfectly good working software and cut off features to make it uncomfortable to not upgrade seems sort of like a scam to make $!

The quicken site is a bit misleading in their “new features” list since many of the items they mention were already in the 2010 version. As with past Quicken upgrades, they largely give you MORE of an existing feature, and not much in the way of new features.

The agent told me the following: 1. You should not trust the communication with your bank.

AD I had been using QuickBooks 2000 for the last decade for my home business. I decided it was time to get updated software.

The two programs have a totally different look and flow to how information is entered and displayed. precast retaining wall.

These days, you would be silly to not even consider using mobile marketing as a way to get your company’s message out to the public. With the popularity of mobile devices and the different ways that you can reach your audience, you will want to read this article, to make sure that you seize this opportunity, with the most knowledge and confidence possible.

Social media is king on mobile devices, so using it in your marketing campaign is imperative. Have people TwitPic your store or share a deal on your website, and reward them with a contest entry or coupon. This will get people talking about your company or website with their mobile friends.

Get a location. Using a defined location on your media and mobile marketing actually interests a lot of customers. They like knowing where a business is, should they ever choose to visit that area. Take advantage of this by informing your customers of your actual location, and watch their interest grow.

Failure to make your mobile marketing cross-platform capable, will cost you dearly. The variety of mobile devices available is staggering, and there are multiple platforms to be compatible with. Your ad campaign should target iPhones, Android devices, Blackberry, Windows mobile and tablet devices.

Use QR codes to expand your branding and to entice customers. QR codes are a great way to share discounts, promotions and coupons. They are easy to capture via a cellphone and easy to use. With QR codes you are able to reach your customers quickly and easily with relevant information.

Mobile ads need a stronger call to action than regular ads, so make sure that you’re proficient at providing this type of material. A dozen exclamation points and some words like “must” and “now” aren’t going to cut it. You need to come up with a wording that will persuade people in only a short sentence or two.

Use SMS for your mobile marketing if you want a platform with a low cost, a very high open rate, and a platform that’s very flexible. If you’re pushing emails in your mobile marketing campaign, SMS is definitely the way to go, especially if you’re interacting with your customers frequently.

To really achieve in mobile marketing, you want to be sure that you have all the advice that it takes. To get the best advice offered, start with these mobile marketing tips and get the information that will guide you towards the best strategies to help you get the results you are counting on.

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